Arya

Arya.ag is India’s leading integrated grain commerce and post-harvest services platform. The company leverages technology to provide end-to-end solutions for farmers and agri-businesses, including secure warehousing, post-harvest financing, quality assessment, market linkage and logistics. Arya.ag’s digital platform connects producers with buyers, ensures transparency and empowers stakeholders across the agricultural value chain.

Core Product and services

• Warehousing: Tech-enabled, secure storage solutions for agri-commodities

• Post-Harvest Finance: Credit and loan products for farmers and agri-enterprises

• Digital Marketplace: Platform for trading and price discovery of agricultural produce

• Quality Testing & Traceability: AI-powered quality checks and blockchain-based traceability

• Logistics & Ancillary Services: End-to-end supply chain solutions, insurance and risk management

Business Model & Revenue

Arya.ag operates as a technology-driven, asset-light agri-commerce platform that connects farmers, FPOs, traders and corporate buyers. The company facilitates secure storage, post-harvest financing, and transparent marketplace transactions for agricultural commodities, leveraging advanced technologies like AI and blockchain.

• Storage Fees: Farmers and businesses pay to store their produce in Arya.ag’s extensive warehouse network.

• Marketplace: Arya.ag charges a fee for every successful trade conducted on its digital platform.

• Financing & Interest Income: The company earns service fees and interest by providing post-harvest loans, often using stored crops as collateral.

• Value-Added Services: Additional revenue comes from quality testing, logistics, insurance and crop protection.

• Strategic Partnerships: Arya.ag earns commissions and service fees through co-lending and business correspondent partnerships with banks.

This multi-channel revenue approach, combined with a capital-efficient, technology-first model, allows Arya.ag to scale profitably while minimizing risk and maximizing value for India’s agricultural community.

Customer Segments

• Individual farmers and Farmer Producer Organizations (FPOs)

• Agri-aggregators and traders

• Food processors and large corporates

Growth Strategy

• Technology investment: Expanding AI, IoT and blockchain capabilities for efficiency and transparency

• Geographic expansion: Increasing reach in rural and semi-urban markets

• Product diversification: Introducing new financial products and expanding to additional crop types

• Sustainability: Promoting climate-resilient practices and reducing post-harvest loss