EximPe

EximPe is a rapidly growing Indian fintech company specializing in cross-border payments, trade finance and compliance solutions for exporters and importers. The companystrategically positioned to serve clients across India and key global trade corridors. The company’s primary market includes Indian SMEs, exporters, importers and businesses engaged in international trade, particularly across India-China, India-Gulf Cooperation Council and India-ASEAN routes.

Products & Services

• Cross-Border Payments Platform: EximPe offers a secure, digital platform for seamless international transactions, enabling businesses to send and receive payments in 30+ currencies with local collection accounts (ACH, SEPA, Faster Payments, etc.).

• Trade Finance Solutions: The platform provides access to financing options for businesses to manage cash flow, purchase inventory and bridge payment cycles.

• Compliance Automation: EximPe streamlines regulatory processes with instant digital FIRA (Foreign Inward Remittance Advice), e-BRCs and online BOE/Shipping Bill regularization, ensuring full compliance with Indian and international regulations.

• Live FX Rates & Zero Markup: Users benefit from real-time foreign exchange rates without hidden markups, reducing the cost of currency conversion compared to traditional banks.

• 100% Digital Trade Account: Businesses can open and manage trade accounts entirely online, submit payment documents and track transactions without visiting a bank branch.

• 24/7 Customer Support: Dedicated support ensures smooth onboarding and ongoing assistance for clients.

Business Model & Revenue Streams

• Transaction Fees: Charges a percentage-based fee (typically 0.75%) plus a small bank collection fee on each cross-border payment processed through its platform.

• Subscription Plans: Offers monthly flat-fee pricing tiers for businesses and freelancers, starting at ₹999/month for receiving up to $2,000, with higher tiers for larger volumes.

• Trade Finance Margins: Earns revenue from interest or service fees on trade finance and working capital solutions provided to businesses.

• Value-Added Services: Monetizes compliance automation, instant digital FIRA and other regulatory documentation services as part of its bundled offerings.

Customer Segmentation

• SMEs & MSMEs: Core focus on small and medium-sized exporters and importers, helping them digitize and streamline international transactions.

• Enterprise Clients: Also serves larger businesses with complex trade finance and compliance needs.

• Freelancers & Small Businesses: Flexible pricing and digital onboarding cater to individual professionals and micro-businesses dealing with international clients.

Growth Strategy

• Market Expansion: Scaling operations across India and expanding into new trade corridors, with a growing presence in Singapore and other global hubs.

• Product Innovation: Continuous enhancement of digital trade accounts, regulatory automation and integration of new currencies and payment methods.

• Strategic Partnerships: Collaborates with leading Indian banks and global payment networks to offer robust, compliant financial infrastructure.

• Customer Acquisition: Focused on increasing its customer base and TPV, with strong early adoption among Indian SMEs and exporters.