FinReach

FinReach operates as a fintech company specializing in credit guarantee facilitation for underserved micro, small, and medium enterprises (MSMEs) in India. It connects private guarantors with lenders to de-risk loans, particularly for women-led, agricultural, and climate-focused businesses lacking collateral. The platform uses an analytics-driven engine for risk assessment to enable faster credit access in tier-III to tier-V regions.

Core Products & Services:

• Private-sector credit guarantee programs connecting private guarantors with lenders to de-risk loans

• Credit guarantee facilitation for micro, small, women-led, agricultural, and climate-focused businesses lacking collateral

• Analytics-led risk assessment engine for guarantee evaluation and credit risk mitigation

Business Model & Revenue Streams:

• Guarantee facilitation model where FinReach matches private guarantors with lending institutions to de-risk MSME loans, enabling lenders to extend credit to underserved entrepreneurs lacking traditional collateral

• Technology-driven platform providing analytics-based underwriting support and risk evaluation services to partner financial institutions

• Revenue generation through guarantee facilitation services and commission-based fees from connecting guarantors with lenders, optimizing capital efficiency while expanding formal credit access for underserved micro-entrepreneurs and smallholder farmers