Goalteller

GoalTeller is a SEBI-registered automated financial planning platform that combines technology-driven solutions with human advisory to help individuals manage their financial futures. The company operates as a one-app solution for comprehensive wealth management and financial planning.

Core Products & Services

• Automated Goal-Based Financial Planning – Proprietary AI algorithms simulate life scenarios to create customized financial plans covering investments, insurance, taxes, and financial goals

• Investment Advisory Services – SEBI-registered platform providing conflict-free advice on mutual funds, ETFs, bonds, portfolio management services (PMS), government schemes, and pension funds

• Wealth Management Dashboard – Unified interface to manage, track, and visualize investments, savings, goals, and insurance policies

• Portfolio Audit Tools – Advanced portfolio review and optimization services to analyze investment performance and alignment with goals

• Hyper-Personalized Financial Guidance – Automated prompts and notifications delivering customized financial advice specific to individual circumstances

• Expert Advisor Consultation – Monthly guidance sessions with SEBI-registered advisors available through premium subscription tiers

Business Model & Revenue Streams

• Freemium Subscription Model – Free tier capturing 50% of platform features (basic goal tracking, visualization, calculators) paired with premium paid tiers

• Premium Subscription Fees – Nominal ₹1,000 per year for comprehensive actionable advice on investments, goals, insurance, lifestyle, and taxation with monthly advisor consultations included

• Fixed-Fee Advisory Model – Revenue generated through fixed advisory fees on financial planning services rather than commission-based compensation, ensuring conflict-free recommendations

• Assets Under Advice (AUA) – Manages ₹3,000+ crore across 1,000+ active users, generating recurring revenue from advisory fees on managed assets