SaveIN

SaveIN is a leading Indian healthtech and fintech startup that specializes in making private healthcare more accessible and affordable through innovative embedded finance solutions with a rapidly growing network that spans over 7,000 partner healthcare providers across 100 cities. SaveIN primarily serves the Indian market, targeting both urban and tier-2 cities, and is expanding its reach through digital partnerships and technology-driven solutions.

Core Products and Services

• Buy Now, Pay Later (BNPL) for Healthcare: SaveIN enables patients to split their medical and wellness bills into zero-cost monthly installments, covering treatments in dental, dermatology, fertility, fitness, Ayurveda, and more—services often excluded from traditional insurance.
• QR Code-Based Checkout: In partnership with major banks like HDFC, ICICI, and IDFC First, SaveIN offers a seamless, digital payment experience at the point of care, allowing instant access to credit for healthcare needs.
• welUp (B2B Wellness Platform): Launched recently, welUp provides corporates, SMEs, and startups with comprehensive employee wellness benefits, including on-demand doctor consultations, AI-driven diet planning, diagnostics, mental wellness programs, and built-in healthcare credit support.

Business Model & Revenue Streams

• Commission from Healthcare Partners: SaveIN charges a commission from its network of clinics, doctors, and wellness centers for each financed transaction. This forms the core of its revenue model.

• B2B Wellness Platform (welUp): The company monetizes its welUp platform by offering subscription-based wellness packages and value-added services to corporates and organizations.

• Financial Partnerships: Through collaborations with NBFCs and banks, SaveIN may receive referral fees or a share of interest income, depending on the structure of its lending partnerships.

Customer Segmentation

• B2C: Individual patients seeking affordable financing for outpatient and elective healthcare procedures.

• B2B: Healthcare providers (clinics, doctors, wellness centers) and corporate clients using the welUp platform for employee wellness programs.

Growth Strategy

• Partnership Expansion: Aggressively increasing its network of healthcare providers, with a target to reach 15,000 partners in the near term.

• Product Innovation: Launching new offerings like welUp and exploring telemedicine, AI-driven recommendations, and insurance partnerships.

• Geographic Expansion: Scaling operations across more Indian cities and considering international markets.

• Strategic Collaborations: Deepening alliances with banks, NBFCs, and insurance companies to broaden its financial services portfolio.

Conclusion

SaveIN is rapidly emerging as a transformative force in India’s healthcare and fintech sectors, leveraging technology and partnerships to bridge the affordability gap in private healthcare. With robust revenue growth, a scalable business model, and a clear focus on innovation and expansion, SaveIN is well-positioned for continued leadership and impact in the evolving healthtech landscape.