SLCM

SLCM is a pioneering agri-logistics group revolutionizing India’s post-harvest supply chain. The company operates a vast technology-enabled network of 20,000+ warehouses and 36 cold storages across India and Myanmar, serving farmers, traders, processors, governments and financial institutions. SLCM’s proprietary "Agri Reach" technology—patented for real-time data management—reduces post-harvest losses from 10% to 0.5%, a breakthrough validated by FICCI. 

Core Products and Services

• Warehouse Management: Technology-driven storage, fumigation, and quality control for 1,200+ agri-commodities (e.g., cotton, wheat, spices).

• Collateral Management: Custodial services for banks, securing commodities against loans using AGRI REACH for risk mitigation.

• Procurement Support: End-to-end market linkage for farmers and buyers across 950+ mandis.

• Kissandhan Financing: NBFC services offering loans against warehouse receipts, targeting ₹5,000cr disbursements by FY25.

• Cold Chain Solutions: 36 temperature-controlled facilities for perishables, reducing spoilage.

Business Model & Revenue Streams

• Warehousing Fees (50%): Storage/service charges from farmers, traders, and governments.

• Collateral Management (30%): Fees from banks like SBI and Bank of Baroda for securing loan assets.

• Financing Income (20%): Interest from Kissandhan’s agri-loans.

• Geographic Split: India (85%), Myanmar (15%).

Customer Segmentation

• B2B: Banks, commodity exchanges, corporates (e.g., Cargill).

• B2G: Central/state governments (FCI procurement contracts).

• B2C: Farmers and SMEs (via Kissandhan loans).

Top Clients & Partnerships

• State Bank of India (SBI): Landmark collateral management pact securing ₹11,000cr daily assets.

• Bank of Baroda: Strategic alliance expanding farmer credit access, boosting AUM by 73% to ₹11,952cr (H1 FY25).

• Pascual Innoventures: Investor and global agri-tech expansion partner.

• Government Agencies: Contracts with FCI and state agricultural departments.

• Dvara Solutions: Fintech collaboration for multi-asset lending innovation.

Future Outlook & Strategic Priorities

• Myanmar Expansion: Replicating India’s asset-light model in ASEAN markets.

• Tech Innovation: AI integration for predictive quality analytics and dynamic pricing.

• Regulatory Shifts: Evolving WDRA/FSSAI compliance burdens.

• Climate Vulnerability: Crop yield fluctuations impacting collateral values.