Wealthy Nivesh

Wealthy Nivesh is a research-driven wealth management boutique that provides holistic money management for individuals, startups, and corporates, with a focus on risk-optimised, algorithm-backed portfolios across assets like mutual funds and fixed income.

Core Products & Services

• Private Wealth Management – End-to-end portfolio advisory and execution for affluent individuals and families, focusing on risk management, asset allocation, and long-term wealth creation

• Treasury Management for Corporates & Startups – Design and management of surplus-fund portfolios matching cash-flow duration, optimizing post-tax yields, with digital tracking and transaction capabilities

• Startup Wealth & Capital Solutions – Structuring startup cashflows, capital-raising support, and dedicated wealth management for founders, covering both personal and business assets

• Goal-Based Mutual Fund Investing App – Mobile app to invest paperlessly in mutual funds from major AMCs, set up SIPs and lumpsums, track portfolios in real time, and receive goal- and risk-based recommendations

• 360° Wealth Solutions – Integrated offering spanning wealth management, treasury management, capital raising, and estate and tax planning under a unified, algorithm-driven advisory framework

Business Model & Revenue Streams

• Advisory & Portfolio Management Fees – Ongoing fees for private wealth and treasury mandates, typically linked to assets under management or defined advisory scope

• Distribution / Transaction Commissions – Commissions from mutual funds and other financial products distributed via the app and advisory platform, with in-house algorithms guiding product selection

• Corporate & Startup Mandates – Revenue from customized treasury management and capital-raising engagements for corporates and startups, including structuring, implementation, and monitoring retainers

• Digital Platform-Driven AUM Growth – Paperless investing app and digital dashboards act as acquisition and engagement channels, monetized indirectly through higher AUM and transaction volumes across client segments