Zaggle

Zaggle are in the fintech game—specifically the spend management and digital payments space. And with the global spend management industry expected to go beyond $245 billion, it’s no small playground. Within that, Zaggle has focused its energy on solving a very specific pain point for companies in India making day-to-day spending smoother and smarter. Zaggle focuses on doing a few things tools that actually help teams stay organised, save time and get visibility over where the money’s going. Their unique value proposition is that their products just fit into a workday without demanding major behaviour changes.

Core Products & Services

• Cards That Know the Rules: Zaggle’s corporate cards aren’t just about swiping and tracking. They’re smart. Finance teams can pre-set spending rules, track usage in real time, and keep everything in check without endless manual reviews.
•  Expense: Their expense platform pulls everything—receipts, approvals, payments—into one neat place. Employees upload stuff, managers review, and done. No emails lost in inboxes, no chasing.
• Rewards: Zaggle helps you build digital reward programs—gift cards, loyalty points, whatever fits. It’s all managed from one platform, and you can tailor it to whoever you’re targeting, whether it’s staff or clients.
• All in One Dashboard: Instead of using three different tools for cards, claims, and rewards, Zaggle wraps it all into one system. So there’s no bouncing between dashboards. 

Business Model & Revenue Streams

• Pay as You Go Software: Zaggle uses a SaaS model, where businesses pay a monthly fee depending on their needs. Small teams can keep things lean, while bigger companies can unlock deeper tools and integrations.
• Quiet Revenue From Each Swipe: Every time someone uses a Zaggle card or wallet, there’s a small commission that comes through paid by banking and card partners. 
• Custom Plans for Big Teams: Bigger clients often want more—custom dashboards, deeper integrations, hands-on onboarding. Zaggle offers custom deployment plans that bring in higher-value deals while keeping their core product intact. 
• Staying Sharp With Research: They’re not just building what works now—they’re looking ahead too. Zaggle actively invests in product R&D and innovation, often in partnership with clients and institutions.