Zango

Zango is an AI-native regulatory compliance automation platform serving global financial institutions. Zango’s mission is to transform the complex, manual and costly world of financial compliance by combining regulation-specific large language models (LLMs) with human subject-matter expertise. The platform enables real-time horizon scanning, gap analysis and controls testing, keeping firms continuously audit-ready and freeing compliance teams from spreadsheet-heavy, manual workflows.

Core Products and Services

• AI-Native GRC Platform: Regulation-aware AI agents automate horizon scanning, gap analysis and controls testing across jurisdictions. LLM-powered compliance workflows tailored for banking, insurance, and asset management.

• Human-in-the-Loop Assurance: Subject-matter experts validate AI outputs, ensuring 100% accuracy and regulatory defensibility.

• Custom Modules: Expansion into insurance, asset management, and additional financial services verticals underway.

Business Model & Revenue Streams

• Enterprise SaaS Subscriptions: Annual contracts for compliance automation suite (primary revenue driver).

• Professional Services: Custom implementation, regulatory mapping and ongoing audit support.

• FY25 Revenue Mix: SaaS subscriptions estimated to contribute over 80% of total revenue.Professional services and custom modules make up the balance.

Customer Segmentation

• B2B focus: Large banks, neobanks, fintechs, and asset managers (Novobanco, Monzo, Juni).

• Geographic focus: UK, EU, with expansion plans for North America and APAC.

Top Clients & Partnerships

1. Key Clients

• Novobanco (Portugal’s fourth-largest bank)

• Monzo (leading UK neobank)

• Juni (EU fintech)

2. Strategic Investors

• Nexus Venture Partners (lead, $1.5B+ AUM)

• South Park Commons, Notion Capital, No Label Ventures, Start Ventures

• Angels: Richard Davies (Allica Bank CEO), Alan Morgan (ex-McKinsey EMEA)

Future Outlook & Strategic Priorities

• Expansion into new financial services verticals (insurance, asset management).

• Geographic scaling in North America and APAC.

• Continuous product innovation—training regulation-specific LLMs for new jurisdictions and compliance domains.

• Rapidly evolving regulatory requirements may challenge LLM training and product update cycles.