Zynk

Zynk is a financial infrastructure startup that provides instant, liquidity-free cross-border payment rails for fintechs, remittance providers, and other B2B payment platforms using a mix of stablecoins and fiat currencies.

Core Products and Services

• API-based settlement infrastructure for instant cross-border B2B payments supporting USD, EUR, AED, INR, MXN, PHP

• Cross-network asset transformation platform converting assets across blockchains, banks, and currencies in real-time

• Automated liquidity rails with just-in-time embedded liquidity eliminating pre-funding requirements

• Secure wallet infrastructure and multi-currency pay-in accounts for remittances, neobanks, payment service providers, OTC desks

• Compliance and risk management controls integrated into payment processing

Business Model and Revenue Streams

• Backend infrastructure layer powering global settlements for remittance companies, neobanks, payment service providers, trading platforms, exchanges, and payroll systems

• Provides programmable liquidity through partnerships with global banks and fintechs, removing need for partners' pre-funded capital or treasury operations

• Generates revenue via transaction-based fees or liquidity usage fees proportional to settlement volume and value across multiple corridors

• Enables partners to scale internationally without local banking relationships or liquidity management, driving adoption through speed and cost efficiency

• Expands through corridor growth, security and compliance enhancements, and strategic partnerships with payment institutions